I saw recently an advice as a part of New Year's wish: "to take a risk". I can't agree with it. Don't be stupid, take no risks, they will lead you to disaster. Instead plan and prepare thoroughly to what you are going to do and when the time will come it would not be a risk but carefully planned and rightly executed event. It might look like a risk to an outside observer, but it will not be for you. This is a recipe for success: think, plan and prepare before taking any "risky" actions.